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NEW YORK — <\/span>At the grocery store, Jamie Corum sets a two-minute timer for her 10-year-old daughter to look around. Then she resets it to 10 minutes so her daughter can choose one thing to buy, making sure she considers her budget and how much tax she’ll have to pay.<\/p>\n Corum and her wife have made it a priority to teach financial lessons<\/a> to their three children, using engaging activities to encourage their interest in topics like saving and budgeting.<\/p>\n \u201cMy goal is for them to have a healthy relationship with money and not have insecurities,\u201d said Corum, an Austin, Texas-based cybersecurity professional.<\/p>\n Not everyone feels as confident. Money can be a difficult conversation, especially if parents don\u2019t feel totally comfortable with the topic themselves. But Jennifer Seitz, director of education at Greenlight, a family personal finance app, said that’s starting to change.<\/p>\n \u201cThis generation is really committed to doing better for their kids even though a majority of parents don\u2019t feel equipped,\u201d Seitz said.<\/p>\n There are more banking products available to help parents think about their children’s financial futures, including debit cards for kids that can be used under parental supervision and apps that gamify money to make it approachable for kids.<\/p>\n Some people actually start learning while they are parenting, like Naseema McElroy, a nurse who became a money content creator. When McElroy’s oldest daughter was a year old, she felt inspired to learn more about personal finance to pay off debt. As she learned more, she started to share her knowledge with friends and then a wider audience online.<\/p>\n \u201cI started just from wanting to share the lessons that I was learning about money with my friends because I felt like we learn so late in life and then we all had daughters,\u201d McElroy said. <\/p>\n Many parents want to start talking about finances with their children because they didn’t have financial education<\/a> growing up, Seitz said.<\/p>\n Here are some expert recommendations if you want to start talking about money with your kids:<\/p>\n Money conversations can feel uncomfortable, especially if your family didn\u2019t encourage them. But if you want your children to engage with money in a healthy way, it\u2019s best to talk about it, said Carrie Joy Grimes, a personal finance expert and founder of WorkMoney, a personal finance nonprofit. <\/p>\n \u201cHave conversations about money in front of your kid to normalize it,\u201d Grimes said. <\/p>\n In Corum\u2019s family, the topic of money has become part of their daily lives.<\/p>\n \u201cWe talk about how we have a budget for the house, that everything that their mom and I bring into the house has an assignment, a job,\u201d Corum said.<\/p>\n A great way to start is by talking about the cost of things, said Courtney Pettway, CEO and founder of KidVestors, a financial literacy platform for children. Pettway recommends asking questions like: What does this item cost? Why do you want this item? Is it a need or a want? And if they’re getting an allowance, you could ask: How long would it take for you to save up for this item?<\/p>\n